Nurturing your growth, the Homegrown way.
Get capital in exchange for 2-7% of your monthly sales over the medium-term (~2-4 years)
Get TI dollars now before getting reimbursed from your landlord later
Find your next location with our AI-Powered Location Selection Tool
FAQs
Everything you need to know starts here
Currently, Homegrown requires borrowers to be multi-unit Brick & Mortar businesses. For the T.I. Bridge product, we are open to funding single location operators though require a lease agreement; close is dependent upon the execution of this agreement.
Yes, unliked other financial institutions where there are early payment penalties, we offer early payback incentives!
Our rates are competitive with the market, lower than traditional Merchant Cash Advances and comparable short-term financing options.
How much can I get?
For the Expansion product, it depends on the amount of revenue and net income the business generates.
For the TI Bridge product, the Tenant Improvement Allowance you expect to receive serves as the baseline for the funding amount.
No Personal guarantees (e.g., pledging the owner’s home mortgage as collateral), no equity dilution, no loss of business control.